2025 Guide: How to Register and Secure Your PayPal Business Account

As a world-renowned payment platform, PayPal is widely used by merchants across various payment methods and multi-account strategies. It is worth noting that PayPal will implement an updated agreement in July to further optimize the management of personal and business accounts.

One of the key updates is that if a personal account is frequently used for commercial activities, PayPal reserves the right to request the account to be closed or upgraded to a business account. Therefore, to ensure smooth business expansion, it is often a better choice to directly register a business account.

I. Registration Preparation

1. Registration Information

• Business license

• Identity document of the legal representative (both sides required)

• Identity verification of the legal representative (face recognition required)

• Identity documents of all beneficial owners

• Mobile phone number of the legal representative (must be able to receive verification codes)

2. Network environment

For business operations targeting different markets, it is often necessary to register an account that matches the target region. Many sellers adopt a multi-market or multi-store strategy, so it is recommended to use a combination of an Anti-detect browser and a proxy to achieve precise positioning and prevent network and information association.

Submitted registration information should be differentiated, especially contact details and other complex data. As for the network, using a residential IP is preferable. Common mainstream services like IPFoxy can be used. Data center IPs are more likely to trigger risk control. Avoid changing the trusted IP used during registration to prevent security issues.

2. Registration Process

1. Create an account

Enter your email and password. A verification code will be sent to your email. Input the code to complete email verification and start creating your PayPal account. Then proceed to enter company details.

2. Enterprise setup

(1) Fill in company information

Click the "Start the Business Account Registration Process" button, upload your business license photo, and double-check the license number for accuracy. Then fill in your address, company name, sales and customer service contact information. Click "Confirm, Save and Continue".

(2) Fill in legal representative’s information

Upload the front and back of the ID, provide the mobile number, and confirm the details. Click "Confirm Identity Information" to proceed.

Use a device with QR code scanning and camera functionality to complete facial recognition. Upon success, you will see "Face authentication successful".

(3) Fill in the beneficial owner's information

Click "Edit" to complete the beneficial owner’s details and upload the front and back of the ID. Once confirmed, click "Submit".

III. Frequently Asked Questions

1. If I already have a personal account, how can I convert it to a business account?

Go to “Settings” > “Account Options”, click "Switch to Business Account" and follow the process.

2. Can I revert my account back to a personal one after switching to business?

Generally, once an account is upgraded to a business account, it cannot be downgraded. If you still need a personal account, consider registering a new one. If key details overlap, you may need to cancel the business account first.

3.Why can't I log into my PayPal account?

This is usually due to network issues. Check your connection, try reconnecting, restart your device, or log out and access PayPal again. Apart from instability, it may be related to credibility concerns. If the IP quality does not meet PayPal’s standards, it can trigger risk control, preventing login and normal use. This is why using a reliable Anti-detect browser and proxy, as mentioned above, is important.

IV. Final Thoughts

Choosing the right type of PayPal account, along with secure and reliable online tools, can greatly support the implementation of diverse e-commerce strategies.